Virginia insurance from an independent agency.
Homeowners and business owners in Hampton Roads — Virginia Beach, Norfolk, Chesapeake, Hampton, Portsmouth, Suffolk and Newport News — plus the Eastern Shore and Richmond who are having a hard time finding coverage can work with Surequest Insurance Services. We have access to carriers who will insure homes and businesses in locations that are difficult to place.
Serving clients across Virginia Beach, Norfolk, Chesapeake, Hampton, Portsmouth, Suffolk, Newport News, Williamsburg, Richmond and the Eastern Shore communities of Accomack and Northampton counties.
Coastal homeowners insurance in Hampton Roads & the Eastern Shore
Hurricane, windstorm, storm-surge and tidal-flooding exposure make many homes in Virginia Beach, Norfolk, Chesapeake, Hampton, Portsmouth and along the Chesapeake Bay and Eastern Shore harder to insure, and some carriers limit how much they write near tidal waters. We review your home's location, elevation, roof and construction and put it in front of providers that work with coastal and hard-to-place properties, subject to underwriting.
Flood and wind coverage for Virginia coastal homes
Standard homeowners policies typically exclude flood, and homes in Hampton Roads flood zones may need separate wind coverage or carry hurricane deductibles. We explain how these pieces fit together and can quote flood insurance alongside your homeowners policy.
Hard-to-place business insurance in Virginia
Waterfront and marine businesses, port and logistics operations in Norfolk and Portsmouth, and higher-risk businesses across the state — such as contractors, restaurants and bars, trucking and commercial auto, short-term rental and rental property owners, and businesses with past claims — can have trouble finding coverage. We have access to carriers who work with hard-to-place risks and can quote general liability, commercial property, business owner policies, commercial auto, workers' compensation and umbrella coverage.
Auto and life insurance in Virginia
We also quote Virginia auto, motorcycle, renters, life and personal umbrella coverage.
How we work with Virginia clients
Surequest Insurance Services is an independent agency based in San Jose, California, and licensed in Virginia. You request a quote online or by phone, we review your details, check the carriers and markets available to our agency for your property or business, and walk you through the options. Every policy is subject to each carrier's underwriting and eligibility rules — we explain what we find, and you decide.