South Carolina insurance from an independent agency.
Homeowners and business owners along the South Carolina coast — Horry, Georgetown, Charleston, Colleton, Beaufort and Jasper counties — who are having a hard time finding competitive coverage can work with Surequest Insurance Services. We have access to carriers who will insure homes and businesses in locations that are difficult to place.
Serving clients across Myrtle Beach, North Myrtle Beach, Surfside Beach, Pawleys Island, Georgetown, Charleston, Mount Pleasant, Isle of Palms, Folly Beach, James Island, Edisto Beach, Beaufort, Bluffton and Hilton Head Island.
Coastal homeowners insurance in Horry, Charleston & Beaufort counties
Homes from Myrtle Beach and Pawleys Island to Charleston, Isle of Palms, Folly Beach, Hilton Head and Bluffton face hurricane, windstorm and storm-surge exposure that limits many carriers' appetite. We review your home's location, elevation, roof and construction and put it in front of providers that work with coastal and hard-to-place properties, subject to underwriting.
Flood and wind coverage for South Carolina coastal homes
Standard homeowners policies typically exclude flood, and coastal homes may need separate wind coverage or carry hurricane deductibles. We explain how these pieces fit together and can quote flood insurance alongside your homeowners policy.
Hard-to-place business insurance on the South Carolina coast
Beachfront and tourism businesses, short-term rental and apartment owners, contractors, restaurants and bars, trucking and commercial auto, and businesses with past claims can struggle to find coverage. We have access to carriers who work with hard-to-place risks and can quote general liability, commercial property, business owner policies, commercial auto, workers' compensation and umbrella coverage.
Auto and life insurance in South Carolina
We also quote South Carolina auto, motorcycle, renters, life and personal umbrella coverage.
How we work with South Carolina clients
Surequest Insurance Services is an independent agency based in San Jose, California, and licensed in South Carolina. You request a quote online or by phone, we review your details, check the carriers and markets available to our agency for your property or business, and walk you through the options. Every policy is subject to each carrier's underwriting and eligibility rules — we explain what we find, and you decide.