Texas insurance from an independent agency.
Homeowners and business owners in Harris County, Fort Bend County and the greater Houston Gulf Coast who are having a hard time finding coverage can work with Surequest Insurance Services. We have access to carriers who will insure homes and businesses in locations that are difficult to place.
Serving clients across Houston, Katy, Sugar Land, Missouri City, Richmond, Pearland, Pasadena, Baytown, League City, Galveston and Brazoria County.
Coastal homeowners insurance in Harris County & Fort Bend County
Hurricanes, windstorm, hail and flooding make many Houston-area homes harder to insure, and some carriers limit how many policies they write near the coast. Whether your home is in Houston, Katy, Sugar Land, Pearland, Baytown or closer to Galveston Bay, we review your roof, elevation, location and claims history and put your home in front of carriers that work with coastal and hard-to-place properties, subject to underwriting.
Windstorm and flood coverage for Gulf Coast homes
Standard homeowners policies typically exclude flood, and homes in designated coastal areas may need separate windstorm coverage. We can explain how these pieces fit together and quote flood insurance alongside your homeowners policy so you can see the full picture.
Hard-to-place business insurance in the Houston area
Businesses in Harris, Fort Bend, Galveston, Brazoria and Montgomery counties can also have trouble finding coverage — for example contractors, restaurants and bars, trucking and commercial auto, apartment and rental property owners, and businesses with coastal property or past claims. We have access to carriers who work with hard-to-place risks and can quote general liability, commercial property, business owner policies, commercial auto, workers' compensation and umbrella coverage.
Auto and life insurance in Texas
We also quote Texas auto, motorcycle, renters, life and personal umbrella coverage, so households can review their options in one conversation.
How we work with Texas clients
Surequest Insurance Services is an independent agency based in San Jose, California, and licensed in Texas. You request a quote online or by phone, we review your details, check the carriers and markets available to our agency for your property or business, and walk you through the options. Every policy is subject to each carrier's underwriting and eligibility rules — we explain what we find, and you decide.